What does your business need?

We have built an array of financial solutions & services that can help elevate and empower your business.

Lines of Products & Services

Something that will add values to your company.


DAKSA - EVA - Electronic Virtual Account

Our financial core & virtual account for your banking and financial business solution


DAKSA - SANDRA - Switching and Routing Agent

Our switching core with scalable architecture to enhance new business requirements


DAKSA - CRISA - Customer Relationship Management

Our management software to help your company connect to your customers


DAKSA - GEOLISA - Geo-Location Based Integrated System and Mobile Application

Our integrated system and mobile application for geo-location based businesses


DAKSA - TOR - Task and Project Management

Our management software to maintain team’s performance to achieve their goals


Electronic Virtual Account

DAKSA - EVA - Electronic Virtual Account

Electronic Virtual Account (EVA) is our financial core & virtual account for your banking and financial business solution. Designed to fulfill any kind of financial business, fully parameterized and scalable.

EVA has several main features:

  • Multiple group virtual account: A centralized EVA system that can handle the multiple group and the multiple purpose of an account creation which in turn minimizes any hardware investments
  • Account type configuration
  • Allowed transaction type configuration (Credit only, Debit only, Credit-Debit)
  • Transaction limit (Credit and Debit Limit) per month per custom type of account
  • Minimum and Maximum Balance Limit

EVA enables your institution or organization to provide fast, acurate, and automatic payment solution for multi-sectoral clients. Such as:

  • DAKSA - EVA Implementation - Retail BusinessRetail Business
  • DAKSA - EVA Implementation - Utility CompaniesUtility Companies
  • DAKSA - EVA Implementation - Trading CopmaniesTrading Companies
  • DAKSA - EVA Implementation - Academic InstitutionAcademic Institutions
  • DAKSA - EVA Implementation - Religious Activities and InstitutionsReligious Activities & Institutions
  • DAKSA - EVA Implementation - Telecommunication IndustriesTelecommunication Industries
  • And many more...

This is a fully customizable and parameterised multi-purpose virtual account technology designed to provide a virtual account solution which can meet every individual clients’ request and need specifically.


Scalability and flexibility.

  • DAKSA - EVA Feature - Scalable

    EVA was designed to be scalable. It can adapt with the growth of the number of customers.

  • DAKSA - EVA Feature - FLexible

    EVA can be easily integrated with the other systems in accordance with the clients’ requirement.

Clients & Projects

Bank QNB Indonesia uses EVA as the based of their virtual account product: QVA (QNB Virtual Account), which has been used for more than five years, now.

Serving hundred of companies as their regular basis tool to make a payroll.

DAKSA - EVA - Electronic Virtual Account

Their mobile application, DooEt, also uses EVA as its main source of fund for any kind of transaction within this app, such as purchase at an authorized merchant, transfer, bill payment, ticketing, etc..


Switching & Routing Agent

DAKSA - SANDRA - Switching and Routing Agent

Switching and Routing Agent (SANDRA) is our switching core, scalable architecture of SANDRA makes developer can simply build logical host to enhance new business requirement or any connection to host from third party developer.

SANDRA can handle any type of incoming and outgoing protocol and message format.

SANDRA plays a role of a central middleware platform for your financial payment processing solutions which enables your institution to create financial service solution for end user using the best available components from each solution provider without having to worry about the integration and incompatibility problem.

As a central middleware, SANDRA secures and logs all of the transaction using industry- standard security and comprehensive logging mechanism, giving you full control of security and necessary data for transaction tracing and fraud detection.


EVA’s scalability and flexibility has been proven as its excellencies.

  • DAKSA - SANDRA Excellencies - Business-Driven Routing Agent
    Business-Driven Routing Agent

    SANDRA’s routing engine is designed to have business as a primary concern. Business transaction could be routed using a combination of defined business rules, for example, selecting host provider for mobile cellular top up based on the best rate for a particular product, selecting the host based on the available deposit balance, and other example.

  • DAKSA - SANDRA Excellencies - Powerful Transaction Processing
    Powerful Transaction Processing

    With ability to handle more than 200 transaction per second, SANDRA is a heavyweight switching and routing engine. This means you could use SANDRA to serve many clients at once, thus improving your return on investment rate on servers and data center investment.

    SANDRA also could cope with business demand to increase the transaction processing by adding more server in a clustered environment. Based on Java EE server platform capability, SANDRA clustering technology offers the horizontal flexibility for capacity planning, which means you could invest as you grow.

  • DAKSA - SANDRA Excellencies - Modular Design and Multi-Format Capabilities
    Modular Design & Multi-format Capabilities

    With modular design and multi-format capabilities, it is very easy for you to add support in SANDRA based on business needs. For example, if you want to create a SWIFT processor, it is as simple as deploying SWIFT processor in SANDRA which does not change or interfere with SANDRA Core or previously deployed module.

  • DAKSA - SANDRA Excellencies - Industry-Standard Security
    Industry-Standard Security

    Security is heavily emphasized when we design SANDRA. Latest industry-standard method and hardware are used to ensure that no clients or end-user trust will be compromized.

Clients & Projects

SANDRA is used by more than 10 banks in Indonesia and have established many host-to-host connection with may leading service company.

DAKSA - SANDRA Clients - Bank JogjaDAKSA - SANDRA Clients - Bank QNB IndonesiaDAKSA - SANDRA Clients - BPR IndraDAKSA - SANDRA Clients - BPR Gunung SlametDAKSA - SANDRA Clients - BPR InsaniDAKSA - SANDRA Clients - BPR BDE

Millions of transaction have been served by SANDRA in last three years.


Customer Relationship Management

DAKSA - CRISA - Customer Relationship Management

Customer is one of the biggest assets for us. Business competitiveness enforces you to understand your customer’s needs. With this opportunity, we offer you our management software called Customer Relationship Management (CRISA) that can help you and your company manage your customers.


  • DAKSA - CRISA Benefits - Connect To Your Customers
    Connect To Your Customers

    CRISA help your company connect to your customers. Both your company and your customers can get the needed information mutually. You can get your customers behaviour through CRISA, also your customers can get all information about your company such as: list of your merchant, list of your promo, hot news and how to contact your company.

  • DAKSA - CRISA Benefits - Loyalty Program
    Loyalty Program

    Loyalty program can increase your customers transaction. Customers will get some points when they make a transaction. Point can be redeemed as a gift item or voucher. It will trigger the increase of transactions.

  • DAKSA - CRISA Benefits - Online Marketing
    Online Marketing

    Marketing also plays an important role for your business. Even though you have a good product, it will be nothing if no one knows of it. So, CRISA is here to help you promote it.

  • DAKSA - CRISA Benefits - Understanding Your Customers
    Understanding Your Customers

    CRISA can help your company understand your customers’ behaviour because we can track all of your customers’ transactions based on the events you create. So, it can assist you to analyse, predict, and filter a profitable event from a non-profitable one.

  • DAKSA - CRISA Benefits - Digital Transaction Support
    Digital Transaction Support

    The integration with EVA or any other electronic payment system will make CRISA more robust.

Clients & Projects

Currently, there are 13 clients that have already been joining us and gaining benefits from CRISA. We see that there will be more clients in the future.

DAKSA - CRISA Clients - IMI (Ikatan Motor Indonesia)DAKSA - CRISA Clients - Hartono MallDAKSA - CRISA Clients- Galuh MasDAKSA - CRISA Clients - PSM MakassarDAKSA - CRISA Clients - ADA SwalayanDAKSA - CRISA Clients - Big MallDAKSA - CRISA Clients - Centre Point MedanDAKSA - CRISA Clients - Duta MallDAKSA - CRISA Clients - Jakarta Fruit MarketDAKSA - CRISA Clients - KeslesDAKSA - CRISA Clients - Megapolitan MallDAKSA - CRISA Clients - Mal Ratu IndahDAKSA - CRISA Clients - Mal SKA

For more information regarding CRISA, please visit CRISA’s dedicated page.


Geo-Location Based Integrated System & Mobile Application

DAKSA - GEOLISA - Geo-Location Based Integrated System and Mobile Application

GEOLISA is our end-to-end solution for any kind of businesses that heavily rely on geo-location and/or real-time position, such as public transportation, local expedition, courier, logistic services, food delivery services, etc. to make sure every single order is underserved right on time, so it will boost up the customers satisfaction.

GEOLISA provides you with a one-stop-solution system that comes up as a bundle of:

  • Dashboard monitoring web.
  • Staff mobile app.
  • Customers mobile app (cross-platform).
  • DAKSA - GEOLISA Excellencies - Map-Based Dashboard
    Map-Based Dashboard

    Every unit location and movement are monitored through map-based dashboard in real-time.

  • DAKSA - GEOLISA Excellencies - Information Broadcast
    Information Broadcast

    This feature is able to share information from all units and an on-site report from a unit to the back-officer. The on-site report can also be re-broadcasted to every unit.

  • DAKSA - GEOLISA Excellencies - Unit Search and Out-of-Range Unit
    Unit Search & Out-of-Range Unit

    Out of range unit and unit route are recorded for audit purpose.


  • DAKSA - GEOLISA Benefits
    For Company
    • Reduce the cost of licensing and radio usage.
    • Real-time order monitoring.
    • Unit, driver, and pool management in real-time.
    • Open new branches with ease and low investment.
  • DAKSA - GEOLISA Benefits
    For Employee
    • Easily and effectively get the order and its informations.
    • Always get the nearest order location.
    • Track their own performance.
  • DAKSA - GEOLISA Benefits
    For Customers
    • Always served with quick response.
    • Easy to make a payment, either using cash, electronic payment, or even voucher.

Clients & Projects

Bosowa Taksi has put their trust on us to handle their taxi ordering system.

DAKSA - GEOLISA - Geo-Location Based Integrated System and Mobile Application

And it has been operating since 2017 with covarage area within Makassar and Kendari.


Task & Project Management

DAKSA - TOR - Task and Project Management

Human resource is the most important element in carrying out a job. Regarding this consideration, a top-level management is needed to monitor the workflow of the employees


There is one problem that every company always faces, such as limitation to monitor a bundle of works carried out by their employees whether they have already met the company’s expectation or not. To overcome this problem, one of our products created to help the company with a proper management system, starting from the lower to the middle-level employees.

  • DAKSA - TOR Overview - Employee Management
    Employee Management

    It can also help you manage, track, or even make a review of every employee based on the progress they have made.

  • DAKSA - TOR Overview - Performance Decision
    Performance Decision

    It is designed to help you asses every employee’s contribution to the company, so a fair decision regarding the reward for the employees such as bonus, performance incentive distribution, etc can be made.


  • DAKSA - TOR Feature - Workspace

    This feature is equipped with functions used to create, update, and delete tasks of every employee. It also provides various statuses to mark every task; they are ‘New’, ‘In progress’, ‘Completed’, ‘Rejected’, and ‘Reviewed’.

  • DAKSA - TOR Feature - Self Project
    Self Project

    Self Project Summary is provided to display a summary of all projects for each employee. The summary consists of time spent that can be filtered by time range.

  • DAKSA - TOR Feature - Task

    This feature display all tasks in all projects for every employees, so the top level management can see them in a more.

  • DAKSA - TOR Feature - Timesheet

    Timesheet is a feature used to download a personal and employee’s report.

TOR system can also be used in educational environment, such as managing tasks for every student in a workgroup, so the teacher will be able to see the student’s managerial ability and the effort.

Looking for Something Else?

We are always open to discuss any possibility of creating a new relevant product.

Looking for Something Else? Looking for Something Else?Looking for Something Else?

Please do not hesitate to contact us and describe the full details of your needs.

Contact Us

DAKSA has the rare ability to deliver a pretty solid product with a very limited amount of time.
I don't mind to work with them again and again.

Azhar Abdul WahabFormer CBO & Acting CEO of Bank QNB Indonesia